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September 4, 2025

You can start investing with just a small amount by using a brokerage account that allows you to buy fractional shares. For example, if you want to invest $100 in a stock that costs $1,000 per share, with fractional share investing, you can buy 0.1 of that share for $100. This allows you to invest in expensive stocks without needing a large sum upfront. Many platforms also offer ETFs (Exchange-Traded Funds) or REITs (Real Estate Investment Trusts), where your investment can be pooled together with others to buy a diversified portfolio of assets. For example, investing in an ETF with $100 can give you exposure to hundreds of stocks instead of just one.

Fractional shares are portions of a whole share of a company’s stock. This allows investors to buy less than one full share, making it easier to invest with smaller amounts of money. For instance, if a stock is priced at $50 per share and you only want to invest $10, you can buy 0.2 of a share. This way, you can start investing even if you don’t have enough to buy full shares.